MRM can help our clients navigate any questions regarding the Stop Loss Carrier's position on COVID-19 Coverage.

1)  Make sure you receive confirmation from the employer of any benefit plan changes, and email those changes to MRM.  MRM will confirm the Carrier's response.

2)  Work with the claims administrator to create the benefit plan amendment, and send to MRM as soon as possible.  Some carriers are requesting amendments by 8/30/2020.  Please be assured that stop loss claims will continue to be reimbursed without the plan amendment.

Overall, we are seeing Carriers agree to follow the State and Federal COVID directives listed on the right side of this page.

Useful Data for the Stop Loss Industry

The Projected Economic Impact of the COVID-19 Pandemic on the US Healthcare System: FAIR Health

Data from China shows the majority of people with Covid-19 only suffer mild symptoms, then recover: CNN Website

Potential costs of coronavirus treatment for people with employer coverage: Peterson Health Center on Healthcare and the Kaiser Family Foundation 

Informative Opinion Pieces

The "Great Resignation" and Loss Ratios

By: Mehb Khoja  | January 26th, 2022

Employer Stop Loss and COVID19 - Impact on Business Results

By: Mehb Khoja and Jon Forster | July 12th, 2021

Employer Stop Loss and COVID19 - Migration Trends Impacting High Cost Claims

By: Mehb Khoja | March 9th, 2021

Employer Stop Loss and COVID19 - Impact of Mental Health

By: Mehb Khoja | November 22nd, 2020

Could Unemployment Increase Employer Stop Loss Experience and Loss Ratios?

By: Mehb Khoja | October 12th, 2020

Could COVID19 Deal a Death Blow to RBP?

By: Mehb Khoja | August 9th, 2020

By: Mehb Khoja | July 24th, 2020

Medical Reinsurer's Reaction to COVID-19

By: Mehb Khoja | June 21st, 2020

COVID19 and Gene Therapay - The "Push" and "Pull" on Stop Loss and Self-Insurance

By:  Mehb Khoja | June 8th, 2020

Employer Stop Loss and COVID19 - Experience Rated Refunds

By:  Mehb Khoja | May 29th, 2020

May 2020 digital edition of The Self-Insurer magazine

Employer Stop Loss and COVID19 - Stories From Our Acute Care Nurses

By:  MRM Clinical Nurses

Employer Stop Loss and COVID19 - Unemployment's Impact on Loss Ratios

By: Mehb Khoja | April 20th, 2020

Why The Sleep at Night Insurance is Keeping Stop Loss Carriers Awake

By: Mehb Khoja | April 14th, 2020

Employer Stop Loss and COVID19 - Rush, Hush and Crush

By:  Mehb Khoja | April 6th, 2020

Employer Stop Loss and COVID19 - Part 2

By:  Mehb Khoja | March 31st, 2020

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By:  Mehb Khoja | March 26th, 2020